.cre-hub {
    --cre-ink: #242424;
    --cre-muted: #66635f;
    --cre-cream: #f7f4ed;
    --cre-gold: #b89442;
    --cre-gold-dark: #87671f;
    --cre-border: #e3dfd5;
    max-width: 1180px;
    margin: 0 auto;
    padding: 20px 18px 60px;
    color: var(--cre-ink);
    font-family: inherit;
}

.cre-hub * {
    box-sizing: border-box;
}

.cre-hub-hero {
    padding: 62px 32px;
    margin-bottom: 52px;
    border-radius: 20px;
    background: linear-gradient(135deg, #242424, #3b3934);
    color: #fff;
    text-align: center;
    box-shadow: 0 18px 50px rgba(0, 0, 0, .14);
}

.cre-hub-kicker {
    display: block;
    margin-bottom: 12px;
    color: #dcc27f;
    font-size: .76rem;
    font-weight: 800;
    letter-spacing: .18em;
}

.cre-hub-hero h1 {
    margin: 0 0 18px;
    color: #fff;
    font-size: clamp(2.1rem, 5vw, 3.7rem);
    line-height: 1.05;
}

.cre-hub-hero p {
    max-width: 760px;
    margin: 0 auto;
    color: #f2f1ed;
    font-size: 1.08rem;
    line-height: 1.7;
}

.cre-hub-section {
    margin-bottom: 52px;
}

.cre-hub-heading {
    margin-bottom: 22px;
}

.cre-hub-heading span {
    color: var(--cre-gold-dark);
    font-size: .75rem;
    font-weight: 800;
    letter-spacing: .17em;
    text-transform: uppercase;
}

.cre-hub-heading h2 {
    margin: 5px 0 0;
    font-size: clamp(1.55rem, 3vw, 2.25rem);
    line-height: 1.2;
}

.cre-hub-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 20px;
}

.cre-hub-grid-three {
    grid-template-columns: repeat(3, minmax(0, 1fr));
}

.cre-hub-card {
    position: relative;
    display: flex;
    flex-direction: column;
    min-height: 285px;
    padding: 28px;
    overflow: hidden;
    border: 1px solid var(--cre-border);
    border-radius: 16px;
    background: #fff;
    box-shadow: 0 6px 24px rgba(20, 20, 20, .055);
    transition: transform .2s ease, box-shadow .2s ease, border-color .2s ease;
}

.cre-hub-card::before {
    content: "";
    position: absolute;
    top: 0;
    bottom: 0;
    left: 0;
    width: 5px;
    background: var(--cre-gold);
}

.cre-hub-card:hover {
    transform: translateY(-4px);
    border-color: #d4c292;
    box-shadow: 0 14px 34px rgba(20, 20, 20, .11);
}

.cre-hub-icon {
    display: grid;
    place-items: center;
    width: 48px;
    height: 48px;
    margin-bottom: 20px;
    border-radius: 12px;
    background: var(--cre-cream);
    color: var(--cre-gold-dark);
    font-size: 1.45rem;
    font-weight: 900;
}

.cre-hub-card h3 {
    margin: 0 0 12px;
    font-size: 1.35rem;
    line-height: 1.25;
}

.cre-hub-card p {
    margin: 0 0 25px;
    color: var(--cre-muted);
    line-height: 1.65;
}

.cre-hub-button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    align-self: flex-start;
    margin-top: auto;
    padding: 12px 18px;
    border-radius: 7px;
    background: var(--cre-gold);
    color: #fff !important;
    font-weight: 800;
    line-height: 1.2;
    text-decoration: none !important;
    transition: background .2s ease, transform .2s ease;
}

.cre-hub-button:hover {
    transform: translateY(-1px);
    background: var(--cre-gold-dark);
}

.cre-hub-help {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 30px;
    padding: 35px;
    margin-top: 12px;
    border: 1px solid var(--cre-border);
    border-radius: 18px;
    background: var(--cre-cream);
}

.cre-hub-help h2 {
    margin: 3px 0 8px;
    font-size: 1.8rem;
}

.cre-hub-help p {
    margin: 0;
    color: var(--cre-muted);
}

.cre-hub-help-actions {
    display: flex;
    flex-direction: column;
    align-items: flex-end;
    gap: 11px;
    min-width: 225px;
}

.cre-hub-button-dark {
    align-self: stretch;
    background: var(--cre-ink);
}

.cre-hub-button-dark:hover {
    background: #000;
}

.cre-hub-phone {
    color: var(--cre-ink) !important;
    font-weight: 800;
    text-decoration: none !important;
}

.cre-hub-footnote {
    max-width: 850px;
    margin: 25px auto 0;
    color: #777;
    font-size: .84rem;
    line-height: 1.6;
    text-align: center;
}

@media (max-width: 850px) {
    .cre-hub-grid-three {
        grid-template-columns: 1fr 1fr;
    }

    .cre-hub-help {
        align-items: flex-start;
        flex-direction: column;
    }

    .cre-hub-help-actions {
        align-items: flex-start;
        width: 100%;
    }
}

@media (max-width: 620px) {
    .cre-hub {
        padding: 8px 12px 40px;
    }

    .cre-hub-hero {
        padding: 42px 20px;
        margin-bottom: 38px;
        border-radius: 14px;
    }

    .cre-hub-grid,
    .cre-hub-grid-three {
        grid-template-columns: 1fr;
    }

    .cre-hub-card {
        min-height: 0;
        padding: 24px;
    }

    .cre-hub-section {
        margin-bottom: 40px;
    }

    .cre-hub-help {
        padding: 25px 22px;
    }
}